Sunday, December 14, 2008

Apply for Visa Card

There are so many reasons for applying for a Visa business Card. I will show you why you are leaving money on the table as a business. Who is not using a Visa business card.

The Visa Card that I am going to explain more about is “Citibank CitiBusiness® / AAdvantage® Visa®” This Visa card offers the following:
•Earn 25,000 America Airlines AAdvantage bonus miles after you spend $750 in 4 months
•No annual card fee for the first 12 months, $75.00 thereafter
•Earn 1 AAdvantage mile for every $1 spent on purchases
•Earn AAdavantage miles faster from purchases made on your employee accounts.
•AAdvantage mile may never expire
•No blackout dates on AAdvantage award travel
•Reduced Mileage Awards let you travel to select destinations for 7,500 AAdvantage miles
•Automatic quarterly and annual account summaries

The applicant may be approved at a higher interest rate; this has all to do with the customer credit score/credit worthiness.
Fees/Info:

There are always fees for having a credit card. Here is a list of them:
•APR for Purchases 13.99% variable
•APR for Cash advance 19.99% variable
•APR for default payment 27.99% variable
•The APRs are linked to the US Prime Rate/Treasury Rate that is why is it variable.
•Grace period is 20 days
•Average daily balance including new purchases; is the method of computing.
•Minimum finance charge: $0.50
•Balance Transfer Fee; 3% of the amount/minimum $5.00
•Cash Advance Fee; 3% of the amount/minimum $5.00
•Late Fee; Starting from $15.00 to $39.00
•Over-limit Fee; $35.00
•Foreign Transaction Fee; 3%

Other Points:
•They can add an additional cards this account at no extra cost to you.
•There is no annual card fee.
•You will need an Authorized Officer of the business to apply for this credit card
•The Authorized officer will be liable individually and jointly for all charges and balances on the account.

Necessities For Online Applications:
Online applications afford the quickest response time for credit card approval. Be prepared however, to answer the following questions online when applying for “Citibank CitiBusiness® / AAdvantage® Visa®”

Contact Information
•Full names
•Street Address
•Renting or own a house
•Social Security number
•Mother’s maiden name
•Email address
•Business information
•If you plan on doing a balance transfer have this information nearby:
•Name of the card you want to transfer balance from
•The account number of the card
•Balance of the account

If your application is successful you will receive your new card within a week or so. Balance transfers tend to take longer so be in touch with “Citibank CitiBusiness® / AAdvantage® Visa®”

If you would like to find out more information Click Here

1 comment:

Sam Singh said...

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